What are the Payment Options?

• Cash or cheque
• Direct electronic funds transfer
• Mastercard and Visa Credit Cards - these do incur a 1.5% surcharge fee
• MyBuy Interest Free Line of Credit Facility - refer below for details
• Certegy No Interest Ever* Payment Plan - refer below for details

Our preferred method of payment is cash, following the motto "pay less, pay cash", however we do realise that many people have their cash tied up in other things and therefore, we also offer 2 "no interest" payment plan options.

What Payment Plan Options do you offer?

The first option is a MyBuyLine of Credit Facility, and the second option is a Payment Plan option provided by Certegy Ezi-Pay. The advantage of both options is that there is no need to wait for the comfort of air conditioning, as both offer easy pay "no interest" options generally spread over 12 or 24 months.

What is the MyBuy Interest Free Finance** option?

MyBuy is a Line of Credit facility offering interest free terms. Features and benefits include:

• Choice of 12 months or 24 months interest free terms
• Deposit can be as low as 10% of Sales Price
• No early repayment penalties
• One-off establishment fee of $70 and a monthly account keeping fee of $4.95
• Simple and easy to apply - ask our staff prior to receiving quotation
• Fast approvals
• Flexible repayments - weekly, fortnightly, monthly
• Easy repayment options - direct debit, BPay or at your local Post Office
• Payment by direct debit is free and will not incur a processing charge

MyBuy Interest Free Finance is often used by our customers who possess very good credit ratings and just need some short term cashflow assistance (e.g for installing a new ducted air conditioning system through their whole house).

To apply, simply provide two forms of identification: preferably a current Driver's Licence or passport, and a recent utlility bill. Upon application you will be issued with the terms and conditions which disclose all fees and charges applicable.

What is the Certegy No Interest Ever* Payment Plan?

This payment plan allows you to enjoy air conditioning now, with payment plans spread over 12, 24 or upto a maximum of 30 months, with NO INTEREST EVER!*. The payment plans for new air conditioner units are based on:

• An initial contract, with 25% deposit payable immediately
• The balance payable over the agreed period 12m, 24m or 30 months
• You can choose the actual period of repayment,and this will then be structured as a regular direct fortnightly debit from your nominated bank account.
• There is a once off establishment fee of $70 payable over the term of the loan, a $2.90 monthly account keeping fee and a $2.80 payment processing fee
• You must have a full time job or be an aged pensioner
• You must have a bank account and photo ID
• Quick approval process completed with over the phone
• Simple and easy to apply - ask our staff

Certegy Ezi-Pay Payment Plans are often used by our customers who possess reasonable credit ratings, and Certegy's Ezi-Pay approval rate is one of the highest in the industry. Certegy Ezi-Pay application requirements are less stringent than for MYBuy applications.